Business Property Insurance
We understand—it’s hard thinking about devastating events that could affect your business, but the reality is that sometimes these events happen. That’s why choosing the right property insurance is vital. Business property insurance covers your buildings, the contents within those buildings, and loss of income if you’re out of business due to a claim. It can help protect your business in case of unexpected accidents or tragedies like fire, theft, wind damage, or even a building’s collapse under the weight of snow.
Property to Consider for Commercial Property Insurance
Some particular places on your property to consider insuring include:
- The building that houses your business, including if it is owned or rented
- All office equipment, including computers, phone systems, and furniture, whether they’re owned or leased
- Accounting records and essential company documents
- Manufacturing or processing equipment
- Inventory kept in stock
- Fence and landscaping
- Signs and satellite dishes
General Liability
Commercial general liability insurance (CGL) covers common lawsuits that arise from everyday business activities. It protects against customer injuries, damaged customer property, however, many exclusions still apply.
Workers' Compensation
Workers' Compensation Insurance, also known as Workers' Comp, can help give your employees the benefits they need if they suffer a work-related injury or illness. Each state has its own respective workers' compensation insurance laws..
Commercial Auto
Commercial auto insurance is needed to cover the cars, trucks, and vans used in conducting your business. Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy.
Business Property
Type of business insurance, also known as commercial property insurance or business personal property insurance, helps protect the owned or rented equipment, building and personal property at your company.
Excess Liability
Excess liability insurance increases the limits of an existing insurance policy, usually a commercial general liability insurance policy.
Inland Marine
Inland Marine insurance provides financial protection for a business’s property that is transported on land.